How long does a contractor have to file a mechanic's lien after project completion?

The correct duration for a contractor to file a mechanic's lien after the completion of a project in Mississippi is indeed 90 days. This time frame is established by state law and ensures that contractors have a reasonable period to secure their rights to payment for services rendered.

Filing within this period is critical because it provides a mechanism for contractors to protect their financial interests if they have not received payment. A mechanic's lien serves as a legal claim against the property, which can compel the property owner or other parties to address outstanding payments.

Understanding the 90-day requirement is essential for contractors, as failing to file within this timeframe may result in the loss of that lien right, leaving them with limited recourse for recovering unpaid amounts. Therefore, the 90-day window is a significant aspect of project management and financial planning for contractors operating in Mississippi.